Macclesfield Insurance Motor Services.

Macclesfield Insurance Car Services offers you more. You get a competitive price, no claims discounts, first-rate service and a comprehensive package of benefits included in your policy. Additional services, such as breakdown cover and legal protection, are easy to add on.

Why not get a quote to see what you could save?

Arranging cover with Macclesfield Insurance Services couldn't be easier. You can tailor your policy to suit your needs and your quote should take next to no time. And if you like our prices but your renewal's not due yet, you can simply give us your renewal date and we'll contact you nearer the time.

Types of Insurance Available: 1. Third Party Fire & Theft (TPF&T) This covers you if other people claim against you for injury or damage to their car or property, and if your car is stolen or damaged by fire. 2. Comprehensive As Third Party Fire and Theft plus accidental damage to your personal effects, medical expenses and personal accident. 3. Third Party Only (TPO) Covers liability to third parties i.e. claims made by third parties, against you, for bodily injury or damage to their property.

- No Claims Discount

Many of Macclesfield Insurance Services Insurers offer excellent no claims bonus discounts indeed some offer up to 9 yrs discount also allowing for a small extra premium protection of your no claims thus ensuring peace of mind that your premiums will not increase in the unfortunate event of a claim.

- Voluntary Excess

An excess is the amount you are responsible for, for each and every claim for loss or damage to your car. The more you agree to pay, the lower your premiums, and vice versa. Be careful you don't just go for the lowest premium and the highest Excess – repairs could be expensive!

Insurance Car Claims

We hope that you'll have many years of safe driving, but if you're unfortunate enough to be involved in an accident, or are the victim of a fire or theft, we'll make things as simple as possible for you. Once you've notified us of the incident, we'll contact your Insurer and assist with all aspects of your claim.

As soon as possible after the incident you should report it to us by calling our claims helpline, even if you don't want to make a claim. This will allow us to protect your, and our, interests at an early stage. In most cases, we'll simply take all the details over the phone.

If you're involved in an accident outside the claims helpline opening hours (Mon-Fri 9am-5pm ) and you car isn't driveable, then please call your Insurer direct on the number provided who'll arrange recovery of your car.

Claims Helpline: 01625 610 301

Motor legal Expense Insurance

Our Motor Legal Expense Insurance policy provides 50,000 pounds of underwritten indemnity for any uninsured losses incurred as the result of a non-fault accident. Such losses could include insurance policy excess, travel expenses, loss of earnings or personal injury compensation.
Cover includes assistance with recovery of:

Vehicle repair costs
Should you need to make temporary repairs to your vehicle to keep it roadworthy these costs can be claimed back from Third Party Insurers. You may also make full repairs to your vehicle and these costs may also be recoverable from the Third Party Insurer.

Travel expenses / Out of pocket expenses
Such items that may be recoverable from the Third Party Insurer are costs for public transport, taxis or alternative accommodation.

Policy excess
Your Insurance Policy may have an "excess" that is applicable in the event of a claim. This is recoverable as an uninsured loss.

Loss of earnings
In the event of a non-fault accident, should you have to take time off work and as an effect you lose earnings then Excel Law are able to recover (with sufficient proof) this from the responsible party's insurance company.

Replacement vehicle costs
Should you need to hire a suitable replacement vehicle from the date of the accident or during repairs to your vehicle the cost associated with can be recovered from the Third Party Insurance company.

Recovery and storage charges
In the event of your vehicle being immobile both recovery and storage costs can be claimed for.

Personal injury compensation
Should the driver of, or any passenger in, the vehicle suffer personal injury the Insurer will pursue compensation relating to the injury suffered.

Motor Insurance Bureau claims
In the event of the Third Party being uninsured a claim can be pursued through the Motor Insurers Bureau on your behalf.

Our Insurers Legal Expense Insurance also provides:

Specialist advice and assistance
Our experienced staff will ensure that you receive the best advice available regarding your claim. From the outset we will ensure you understand and are comfortable with everything that is taking place.

Credit Hire
In the event of an accident when there is no courtesy vehicle available and you are unable to afford the cost of a replacement vehicle yourself a Credit Hire vehicle may be provided to ensure you are kept on the road.

Credit Repair
If you do not have the benefit of comprehensive insurance or are unable to afford the insurance policy excess you may be able to utilise the Insurers credit repair facility.