Macclesfield Insurance Services Commercial Insurance
Business Insurance
All businesses should have at least one type of insurance
covering their business. Almost every aspect of your business
can be covered against financial, equipment, or skill loss.
There are many different types of business insurance, and
several different ways to purchase them. One of the most common
ways of buying insurance is to use a broker to look for a
deal on your behalf. However, before you start looking for
an insurer or broker; here is a look at some key information
on taking out a business insurance policy.
Commercial insurers are of a different breed to those that
deal with personal insurance (for your car, home insurance
and contents etc.) It is of the utmost importance that the
commercial insurance broker has specialist commercial experience
and professionalism in the area of:
• Commercial Property
• Manufacturers
• Distributors
• Hotels
• Shops and Offices
• Motor Traders
• Professional Indemnity
• Marine
• Private Hire
• Tradesmen's Liabilities (big or small)
A commercial insurer should always offer you the most competitive
deal available, and not just the easy option of policy renewal
without a review of your current needs. You should also
expect your broker to talk to you about your business, and
then to explain why a certain policy is the right one for
you.
The personal touch is still the preferred way to deal with
commercial insurance, and as such the Internet is not about
to displace the necessary contact between broker and client
that’s why at Macclesfield Insurance Services we will contact
you to discuss in depth your commercial requirements.
Your business needs – Small
to medium sized business
Macclesfield Insurance Services is dedicated
to helping small to medium sized business owners take care
of their business insurance needs by offering a range of
insurance products that can be purchased immediately from
our panel of commercial Insurer’s.
By dealing with us directly, we can provide you with:
• instant cover to suit your business needs
• the flexibility to develop your cover as quickly as your
business needs develop
• discuss with Insurer underwriters, making the process
simple and efficient
• give excellent service alongside value for money, from
a company you can trust
• the support of a claims handling team that keep the process
straight forward.
To find out more, click on the links around this page or
call us on 01625 610 301
We're sure we'll be able to help you.
Types of Business Insurance
Professional indemnity insurance
Macclesfield Insurance Services can offer Professional Indemnity
products to cover businesses and individuals in the event
of a claim being made against them for any civil liability
including claimant's costs and expenses arising from negligent
advice. Now many people have an increased awareness of their
legal rights and a lower tolerance of poor service, professionals
are more vulnerable to being sued for professional negligence
than ever before.
Please note that this product is not suitable for the traditional
professions such as accountants, architects, surveyors and
solicitors, as their individual professional or regulatory
bodies require them to have a bespoke policy.
Many professions are required by law to have professional
indemnity cover, but an increasing number of self-employed
professionals are now purchasing this cover for their own
protection against a background of increasing likelihood
of professional negligence claims.
At Macclesfield Insurance Services, we understand that your
business is unique and your time precious. That's why we
take the hassle away we can offer policies designed to protect
you against the risks and exposures you may face.
In most cases, we can provide you with an instant quotation
with the option to buy imediately or speak with one of our
advisers.
What does the small business
self-employed policy provide?
With our small business insurance you will automatically
receive:
• Choices of Public and Products Liability cover
• loss of Business Money Cover
• legal costs and expenses for an incident in connection
with your business
• In addition you can also choose from a broad range of
optional covers and limits to tailor the policy to suit
your individual business needs. Optional covers include:
• Employers’ Liability insurance
• Business Equipment cover for computers, mobiles and laptops
• Contractors’ Tools and Contract Works
• Legal Liability cover for hairdressers and beauticians
• Cover for loss, theft or accidental damage of Stock
• Personal Accident cover for you, your partners and employees
• Business Travel cover within the UK, Europe and Worldwide
